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Payoneer

Payoneer

www.payoneer.com
What is your customer experience with Payoneer?

Payoneer Overview

The generated data is based on reviews and questionnaires provided by PissedConsumer.com users.

AI insights based on reviews
Rating Distribution

Payoneer has a 1.7 star rating from 340 reviews; consumers are mostly dissatisfied, 20% would recommend, and 64% say they won't use Payoneer in the future. Reviews cite high price levels and frequent requests for refunds.

Key Takeaways for Future Customers

  • Check recent Payoneer reviews for recurring account freezes and long holds on funds.
  • Expect slow or limited customer service and difficult account recovery when verification or 2FA fails.
  • Be prepared to pursue refunds or dispute billing if funds are withheld.

Negative Feedback / Risk Areas

  • Frequent complaints about blocked funds and arbitrary account suspensions.
  • Poor support response times and automated or unhelpful replies.
  • Verification, SMS, and password reset failures causing access loss.
  • Billing practices and high fees cited by multiple reviewers.

Positive Feedback

Limited positive notes: occasional agents helped resolve issues and some users regained access after escalation.

View full overview ›

Media from reviews

Payoneer - I am not allowed to change my password...
Payoneer - I am not allowed to change my password... - Image 2Payoneer - You cannot get your account back if you change your numberPayoneer - You cannot get your account back if you change your number - Image 2Payoneer - You cannot get your account back if you change your number - Image 3Payoneer - You cannot get your account back if you change your number - Image 4Payoneer - You cannot get your account back if you change your number - Image 5
View all media ›

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Payoneer Collective Complaints

Jack P Grg
Jack P Grg
Honolulu, Hawaii
Collecting Signatures

Are you not getting your refunds from payoneer and getting the run around?

0 supporters

Are you dealing with payoneer and them not issuing your refund? Are they giving you the run around also and telling you that they’ve closed your account because you did something against their policy when all you did was ask for a refund of your money you were scammed out of? Are they telling you it’s been resolved but you haven’t gotten your refund? Are they sending you generic same responses for every email you send them and not even answering your questions on your refund or refunds? Join me in a collective suit against payoneer.

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Musarrat U
map-marker Karachi, Sindh

Issue link account

Original review updated Jun 07, 2026

I'm facing an acute issue in linking my JazzCash account. My payment is stuck in Payoneer. Please help; it's never happened before.

View full review
Coreetta B

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Stirling, Stirling

I am not allowed to change my password...

AI Highlights
  • Locked out permanently after password issues and a disconnected number; contact changes blocked.
  • Support ignores emails; IDs sent, cases closed.
Payoneer - I am not allowed to change my password...
Payoneer - I am not allowed to change my password... - Image 2

I am not allowed to change my password

I am not allowed to sign in, I am getting locked out automatically

my old number is disconnected and I cannot use this number

I cannot reset my password without my original number so I am permanently locked out of my account and I believe this has been done out of spite for complaining (victimisation)

All customer service ignore my emails when I respond and this has gone on for several months

I sent my original IDs requested by [PERSON_NAME] and when I did, the case was immediately closed thanking me for my service. When I contacted them again, the complaint was closed down immediately as resolved

I have heard this company had gone into foreclosure and this is the reason this is happening?

my old mobile is [PHONE_NUMBER]

This company does not allow you to change contact details.

You are locked out permanently if you do change it. The customer services are only there to hold the framework of the company up by holding peoples funds. They are a sinking ship There needs t be a proper media campaign to inform customers that this company is going out of business. They cant afford to pay a tech team to alter payoneers site, These issues did not exist last year as I had joined them as a new customer.

The whole system is a merry go round scam as of this year.

Payonneer are trying to find a buyer. No one is going to buy this risk because of greed of the owner.

Loss:
$200
Cons:
  • I wish i had researched this company earlier

User's recommendation: CLOSE YOUR ACCOUNT AND GO TO ANOTHER BUSINESS.

View full review
1 comment
Guest

Dear customer, Thank you very much for taking the time to leave a review. We are so sorry to hear that you have encountered a situation like this while trying to regain access to your account.

We would love to offer a solution. We at Payoneer are constantly working to improve our customer support. Please kindly provide us your reference number. This will help us check why this happened and see what can be done to fix this for you.

Thank you for your cooperation and understanding! Best, [PERSON_NAME] from the Payoneer team

Coreetta B

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Stirling, Stirling

You cannot get your account back if you change your number

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AI Highlights
  • Cannot change password or sign in; account locked.
  • Old mobile number disconnected; reset impossible.
  • Support ignores emails; complaints closed.
Payoneer - You cannot get your account back if you change your number
Payoneer - You cannot get your account back if you change your number - Image 2
Payoneer - You cannot get your account back if you change your number - Image 3
Payoneer - You cannot get your account back if you change your number - Image 4
Payoneer - You cannot get your account back if you change your number - Image 5

I am not allowed to change my password.

I am not allowed to sign in; I am getting locked out automatically.

My old number is disconnected, and I cannot use this number.

I cannot reset my password without my original number, so I am permanently locked out of my account, and I believe this has been done out of spite for complaining (victimization).

All customer service ignores my emails when I respond, and this has gone on for several months.

I sent my original IDs requested by [PERSON_NAME], and when I did, the case was immediately closed, thanking me for my service. When I contacted them again, the complaint was closed down immediately as resolved.

I have heard this company had gone into foreclosure, and this is the reason this is happening?

My old mobile is [PHONE_NUMBER].

This company does not allow you to change contact details. You are locked out permanently if they do change and you try to tell customer services.

Do I need to inform customers that this company is going out of business because you can't afford to pay a tech team to alter Payoneer's site? Is this correct?

Loss:
$200
Cons:
  • Are stealing from customers

Preferred solution: Payout and account closed.

User's recommendation: Payoneer are bankrupt and by locking customers accounts.

View full review
Resolved
Fediye A

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Istanbul, Istanbul

Resolved: My $6,550 has been locked for 2 months by Payoneer – no answers, no access.

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AI Highlights
  • Balance disabled for over two months with no explanation.
  • Cannot access $6,550; support cites internal review and closed tickets.
My $6,550 has been locked for 2 months by Payoneer – no answers, no access.
My $6,550 has been locked for 2 months by Payoneer – no answers, no access. - Image 2

Customer ID : 5429****

My Payoneer account balance has been disabled for more than two months without any clear explanation.

I currently have $6,550 in my account, and I cannot access my own money. Every time I contact customer support, they simply say that the account is under internal review.

My tickets are repeatedly closed without any real answer, and no one provides a clear explanation of what is happening.

This situation has caused serious financial and emotional stress. Because I cannot access my funds, I have already lost clients who simply do not believe that a financial company could freeze someones account for two months without explanation. People think I am making excuses.

I am also now facing the risk of eviction from my office because I have been unable to pay my rent due to my funds being blocked.

For more than two months I have sent emails and opened multiple support tickets, but nothing has changed.

I only receive vague responses while my own money remains inaccessible.

Keeping a customers funds for months without explanation is extremely unfair and distressing. I feel completely helpless in this situation.

If this issue is not resolved soon, I will continue filing complaints with financial regulators and pursue all available legal options.

User's recommendation: You can use it, but do not keep large amounts of money here

View full review
Hadef E

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Tlemcen, Tlemcen

Hello, I cannot receive SMS...

Payoneer - Hello, I cannot receive SMS...
Updated by user Apr 25, 2026

i dont know , i think will resolve my issue as soon as possible

Original review Apr 25, 2026

Hello,

I cannot receive SMS verification codes on my phone number.

I am unable to access my account because of two-step verification.

Please disable SMS verification temporarily or enable another verification method (such as app approval).

Thank you.

View full review
Leandro A Hwq

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Villa Ballester, Buenos Aires

Arbitrary and long block of funds

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AI Highlights
  • Payoneer went from excellent to bad with arbitrary fund blocks and slow support.
  • Funds are blocked for a week or more, often affecting travel.

I have been working with Payoneer for more than 10 years. They WERE an excellent company.

That's no longer true. They are now a BAD company, their behavior is arbitrary and support is terrible and slow. They block your funds without any good reasons (just because they are checking) and that happens for a week even if you need that money for a travel (like in my case). Zero respect for customers.

Zero. Be prepared to have your money blocked at anytime without any good reasons for a week or more. The funny thing is: you need to provide them the information you already provided dozens of times during the previous years (yes, exactly the SAME information). Even after doing that, they will take a week or more to complete the check.

And you'll receive an official email from Payoneer saying that situation was resolved and everything is back to normal, and then surprise! It's not true, they were lying! Your funds are still blocked.

Huh? Unacceptable.

User's recommendation: Avoid Payoneer if you don't want headaches

View full review
Fediye A

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Istanbul, Istanbul

Payoneer blocked my account for 2 months and is holding my $6,550 without explanation

AI Highlights
  • My $6,550 is blocked for over two months.
  • Support cites internal review; tickets closed.
  • Seeks explanation and immediate release of funds.
Payoneer blocked my account for 2 months and is holding my $6,550 without explanation
Payoneer blocked my account for 2 months and is holding my $6,550 without... - Image 2

My Payoneer account balance has been disabled for more than two months without any clear explanation.

I currently have $6,550 in my account, and I cannot access my own money. Every time I contact customer support, they simply say that the account is under internal review.

My tickets are repeatedly closed without any real answer, and no one provides a clear explanation of what is happening.

This situation has caused serious financial and emotional stress. Because I cannot access my funds, I have already lost clients who simply do not believe that a financial company could freeze someones account for two months without explanation. People think I am making excuses.

I am also now facing the risk of eviction from my office because I have been unable to pay my rent due to my funds being blocked.

For more than two months I have sent emails and opened multiple support tickets, but nothing has changed.

I only receive vague responses while my own money remains inaccessible.

Keeping a customers funds for months without explanation is extremely unfair and distressing. I feel completely helpless in this situation.

If this issue is not resolved soon, I will continue filing complaints with financial regulators and pursue all available legal options.

All I want is a clear explanation and the immediate release of my funds.

User's recommendation: You can use it, but do not keep large amounts of money here

View full review
Joseph D Osf

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker London, England
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AI Highlights
  • Payoneer funds are pending due to ID verification and name mismatch.
  • System blocks new document uploads; urgent case review and access needed.
Payoneer - Urgent Assistance Required Regarding Withheld Funds and ID Verification Issue
Payoneer - Urgent Assistance Required Regarding Withheld Funds and ID... - Image 2
Payoneer - Urgent Assistance Required Regarding Withheld Funds and ID... - Image 3
Payoneer - Urgent Assistance Required Regarding Withheld Funds and ID... - Image 4
Original review updated Dec 26, 2025

writing once again regarding the funds I withdrew to my payoneer account, which remain pending due to unresolved id verification issues. I have submitted multiple messages and provided all necessary documents as requested, yet my id keeps getting rejected.

I understand that the mismatch is due to the name I used on my payoneer account, Gabriel Adebayo, while my official id card shows Adebayo Joseph Damilare. This name variation reflects my full legal name, and I have explained this clearly. Unfortunately, your system has not allowed me to upload a new or alternative document for further verification - I am now blocked from even making another attempt. This situation has delayed my access to the funds I legally own, and I have already missed using them for their intended purpose.

If I had known this issue would persist, I would not have chosen payoneer for this transaction. I am now formally requesting that you urgently review my case, provide a clear solution, and allow me access to my funds. If this continues unresolved, I may be forced to take further action, even if the cost exceeds the amount held. This is not a threat but a statement of how critical this matter has become for me.

Please treat this as a final warning and assist in resolving this immediately. Thank you, gabriel Adebayo

Preferred solution: Make my fund available. Stop pending my fund.

User's recommendation: My name was because my name used to registered my Payoneer is not fully on my ID name. They stop me from getting my fund all this while, no matter how you write to them it was not resolved.

View full review
3 comments
Guest

So you knowingly registered with Payoneer with a name not on your legal ID card and you are here issuing ultimatums and making threats. Knock yourself out.

Guest
reply icon Replying to comment of Guest-2801803

Register name - Gabriel Adebayo ID card name - Adebayo Joseph Damilare. Now tell how it make a big difference to pend my fund. Can you explain to me????

Guest
reply icon Replying to comment of Guest-2801817

If you cannot see how two TOTALLY different names is a big deal, you deserve the headache.

View more comments (2)
Taha T Iuk

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Payments in pending status for months

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AI Highlights
  • Funds blocked for months without a valid reason, harming cash flow.
  • Customer service is inefficient; police report and legal action started.
Payoneer - Payments in pending status for months

I strongly warn ambitious professionals and entrepreneurs: do not use Payoneer. My funds have been blocked for months without any valid reason or explanation, causing a serious impact on my business and cash flow.

Their so-called customer service is inefficient and unhelpful, providing only vague responses and no real solutions. This situation has forced me to file a police report and initiate legal action in order to recover my own money a complete waste of time and energy, all because of what feels like their tactics of organized theft.

I absolutely do not recommend Payoneer to anyone who values their work, their time, and their financial security.

Loss:
$35000

Preferred solution: Full refund

User's recommendation: never use payoneer as your main business account!

View full review
Ilgar M

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Baku, Baku City

Update acount address

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AI Highlights
  • Passport verification is approved; address verification is failing.
  • Requests manual update to registered residential address; documents listed.
Payoneer - Update acount address
Updated by user Feb 02, 2026

New reference number tickets are being opened frequently. I have submitted all the documents I could obtain for address verification, but the address is still not being verified.

The process keeps going in circles repeatedly. Different answers are given for the same issue, and it is wasting my time.

Original review Jan 30, 2026
Hello,
When registering on Payoneer, I entered my current address using the Yango app because I did not know that documents would be required. I have all my documents. I have successfully passed the passport verification stage, and it has been approved.
However, the address verification stage is causing a problem. I have contacted many of your support team members for the past 2 days, but the issue has not been resolved.
I kindly request that my address be changed to my registered residential address, as there is no option for me to do this from my profile. It must be done manually.
I am providing the following documents for your reference:
1. My birth certificate
2. My ID card
3. My military ID
4. My driver's license
5. An electricity bill of my registered address
6. An electronic wallet statement
7. Bank statement
Please assist me within today. I am currently unemployed and need money to live. I need to complete my registration on Payoneer to find a new job.
Thank you for your attention. I hope you will be able to help me.
Note: All documents except the bank statement are in Azerbaijani.
Best regards,
Ilgar.

Preferred solution: i want update my address

View full review
Aaliya Gpb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Santo Domingo Este, Santo Domingo Province

Can not register have problem getting Verification code on my number

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It just doesn't let me finish the process doesn't let me send the verification code. If you could please help me out, I really need my account to get paid by work.likelylikely

User's recommendation: likely

View full review
Chaudhary W

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Islamabad, Islamabad

Unprofessional decision to close my account permanently

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Payoneer - Unprofessional decision to close my account permanently
Payoneer - Unprofessional decision to close my account permanently - Image 2
Updated by user May 07, 2026

Payoneer team is very unprofessional, if my account was going to blocked they should provide assistance to get back my available funds through wise account which is available on my business details. It should not be headache of Payoneer either I withdraw through my funds through virtual bank or physical bank. Money is mine, account is mine then why Payoneer is acting headman of my withdrawal process.

Original review Apr 22, 2026
I submitted documents on February 2, 2026, for a name change request, but I received no response from Payoneer. Whenever I contacted chat support, I was told that my case was under review by the internal team.

After a significant amount of time passed, I filed a complaint and spoke with a supervisor, but I was given the same responsethat my case would be escalated.
Later, I received a call from a supervisor informing me that my account was being blocked due to a prohibited transaction. I asked them to specify which transaction was considered prohibited and requested that they point it out so I could provide clarification or supporting documents. All payments in my account were sent by my clients, and I have proper invoices and proof to verify that all transactions are legitimate.
I would like to understand whether receiving payments from an individual Payoneer account is considered a prohibited transaction, and where exactly this is stated in Payoneers terms and conditions.
Additionally, the supervisor advised me to withdraw my balance and mentioned that the funds would be unblocked for withdrawal. However, when I attempted to transfer the funds to my Wise business accountwhich is registered under the same business details as my Payoneer accountthe transfer was declined.

I was then told that virtual banks are not accepted and that I must use a physical bank account.
As an overseas individual, if I had the ability to open a physical bank account in the USA, I would not have relied on a virtual account in the first place. This situation has caused significant inconvenience and frustration, and I strongly feel that users are not being properly supported or considered in such decisions.
I would appreciate a clear explanation and a fair resolution to this matter.
Loss:
$1000

Preferred solution: I just want my money back in wise account.

User's recommendation: Specifically foreign individuals to not retain their precious amount

View full review
Mugeni M

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Kampala, Kampala District

Horrible customer service

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AI Highlights
  • Cannot recover Payoneer account since February.
  • Support replies with canned messages and slow responses.
  • Africa-based users report calls aren’t answered.
Updated by user Apr 29, 2026

Today is April 29th 2026, Payoneer has not yet responded to my many emails. Not even to say they are looking into my issue.

DO NOT TRY PAYONEER. THEY ARE ***

Updated by user Apr 04, 2026

Payoneer reached out to me after I posted bad reviews on multiple platforms. They asked me to submit information to resolve my issue.

That was 10 days ago. No idea what's going on now.

Original review Mar 20, 2026

terrible experience!!! wish I could give negative stars.

Payoneer's customer service is horrible. I have tried to recover my Payoneer account since February but can't. They reply to emails with canned responses that don't address the issue and don't pick up phone calls from users in Africa.

If you live in Africa, you are considered a fraudster or scammer by default. It takes over a week to reply to each email, and each time it is an agent who asks you to explain everything again.

Pros:
  • Money transfers are possible
Cons:
  • Hidden costs
  • Poor management
  • Slow responses

Preferred solution: Recover my account

User's recommendation: Run from Payoneer, they don't care about you, just stealing your money

View full review
Trish C Dkb

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Rahway, New Jersey

CHARGE ON MY AMEX

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AI Highlights
  • There is an unknown Amex vendor charge and I need to know what it is.
  • I can't reach anyone without an account number and may dispute it with Amex.

I have an unknown vendor charge on my Amex. I'm trying to get in touch with someone to question what it's for.

I cannot get through to anyone without an account number, which I do not have.

I guess I'll have to just dispute the charge with Amex. Unreal that you can't speak to anyone without an account.

Loss:
$3
Cons:
  • Cannot get in touch with anyone without an account number

Preferred solution: EXPLAINATIONS OF CHARGES ON MY AMEX CARD

View full review
1 comment
Payoneer

Dear customer, Thank you for taking the time to leave a review. However, we apologize for any confusion caused as we are having difficulty understanding the review you provided.

Is it related to your Payoneer account? We kindly request that you provide us with more information and a reference number if available, so we can better assist you with any concerns or issues you may have. We take customer feedback seriously, and we strive to continuously improve our services to meet your needs. Please do not hesitate to reach out to us with any further information, as we are always available to assist you.

You are also welcome to contact our Support Team at http://***/ask or share your reference number here so we can review it and assist. If this is not the case and you are happy with our services, please kindly consider adjusting your review's rating. That would mean a lot to us.

Thank you for your understanding, and we look forward to hearing from you soon. Best regards, Anastasia from the Payoneer team

Anthony D Moe

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer

Update phone for two step verification

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I finally got this matter resolved. Just write down your customer number from the website/ app to reach a representative faster with

Payoneer.

View full review
Fletcher Ian P

This review is from a real person who provided valid contact information and hasn't been caught misusing, spamming or abusing our website. Check our FAQ

Verified Reviewer
| map-marker Saint Louis, Missouri

Said they've resolved it but still need to wait some time. and still not sure if it would work after said time.

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AI Highlights
  • They said it's resolved but still need to wait.
  • Verification changed to email; unsure if it helps.
  • I still have to wait 30 mins and call back.

Said they've resolved it but still need to wait some time. And still not sure if it would work after said time.

They did change my verification to email though, not really sure if things will be resolved. Still have to wait 30 mins and call them back again.

Loss:
$450

Preferred solution: I need my account to be unblocked so I can get my funds

View full review

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